美国众议院通过投票废除CDPB新仲裁规则

更新时间：2017-08-04 09:34:07  张振安 临时仲裁ADA 编辑：lianluobu  点击次数：1897次

2017年7月25日，美国众议院以231票支持、190反对，废除消费者金融保护局（“CFPB”）规则，该规则禁止主要金融服务商如银行和信用卡提供商要求消费者就将来争议签订禁止集体诉讼的强制仲裁协议，同时要求根据争议前仲裁协议进行仲裁的服务商向保护局提交仲裁记录，同时提交法院记录。该规则于7月19日在《联邦公报》上公布，本将在60天后生效。

新仲裁规则全文可在CFPB网站上查阅：

1.https://www.federalregister.gov/documents/2017/07/19/2017-14225/arbitration-agreements

2.https://www.consumerfinance.gov/policy-compliance/guidance/implementation-guidance/arbitration-agreements-rule/

Pursuant to section 1028(b) of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Public Law 111-203), the Bureau of Consumer Financial Protection (Bureau) is issuing this final rule establishing 12 CFR part 1040 to regulate arbitration agreements in contracts for specified consumer financial product and services.  First, the final rule prohibits covered providers of certain consumer financial products and services from using an agreement with a consumer that provides for arbitration of any future dispute between the parties to bar the consumer from filing or participating in a class action concerning the covered consumer financial product or service.  Second, the final rule requires covered providers that are involved in an arbitration pursuant to a pre-dispute arbitration agreement to submit specified arbitral records to the Bureau and also to submit specified court records.  The Bureau is also adopting official interpretations to the proposed regulation.